All funds of the Association shall be kept in accounts or deposits that are insured by agencies· of the United States. The funds of the Association shall not be commingled with the funds of any other association or with the funds of any manager of the Association. The reserve funds may be combined in one or more savings accounts, certificates of deposit, or other accounts or deposits. Withdrawals of reserve funds from such account shall require the signature of at least two persons who are officers or directors of the Association. [Bylaws, Article 6, Section 6.4]
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